Signature Legacy Growth (USD)

Footnotes

1 Transfer of policy ownership via assignment is allowed anytime while the policy is in force. The assignee must be at least 18 years old.

2 If the life insured passes on, the following will be paid in one lump sum: The higher of

(a) 105% of total premiums paid; or

(b) sum of 101% of guaranteed surrender value of basic plan, 101% of surrender value booster benefit, accumulated reversionary bonus and claim bonus, if any,

less any amounts owing to Manulife.

If a secondary life insured is nominated before the death of the life insured, no death benefit will be payable as the secondary life insured will take over as the life insured (subject to Manulife's approval).

3 Policy owner may request to change the life insured after 2 years from the policy issue date and must have an insurable interest on the new life insured at time of change. Acceptance of the new life insured is at Manulife's sole and absolute discretion and will depend upon the insurability of the new life insured, as well as other terms and conditions as Manulife shall determine from time to time.

4 Policy owner may request to withdraw surrender value of accumulated reversionary bonus partially. Any bonus withdrawal will reduce the long-term value of the plan.

Important Notes

Signature Legacy Growth (USD) is underwritten by Manulife (Singapore) Pte. Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details and exclusions for the mentioned insurance product in the policy contract. This brochure is also available in Chinese and Bahasa Indonesia. If there are any differences or inconsistencies between the English, Chinese and Bahasa Indonesia versions of this brochure, the English version will prevail.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg).

We recommend that you seek advice from a Manulife Financial Consultant or our Appointed Distributors, or visit any DBS/POSB Branch, before making a commitment to purchase a policy.

Information is correct as at 7 July 2024.