Important information: This report is prepared by Manulife (Singapore) Pte. Ltd. and is provided for information purposes only. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Buying a life insurance policy is a long-term commitment. There may be high costs involved if you terminate the policy early, and your policy's surrender value (if any) may be zero or less than the total premiums paid.

Your investments are subject to investment risks, and you may  lose the principal amount invested.

All fund prices shown here are indicative only and are subject to change without prior notice. Performance of the ILP funds are calculated in SGD or USD on a NAV to NAV basis with any income or dividends reinvested, but excluding any fees and/or charges which may be payable through deduction of premium or cancellation of units.

The performance of the fund is not guaranteed. The unit prices and any income accruing to it may fall as well as rise. The Fund Managers shall have the absolute discretion to determine whether a distribution is to be made in respect of the fund as well as the rate and frequency of distributions to be made. The intention of the Fund Managers to make the distribution and the distribution yield for the fund is not guaranteed, and the Fund Managers may review the distribution policy depending on prevailing market conditions. Distributions may be made out of income, net capital gains and/or capital. Past distribution yields and payments are not necessarily indicative of future distribution yields and payments. Any payment of distributions by the fund may result in an immediate decrease in the net asset value per unit.

You should read the prospectus and the product highlights sheet and seek financial advice before deciding whether to purchase units in the fund. A copy of the prospectus and the product highlights sheet can be obtained from Manulife Financial Consultant or its Appointed Distributors.

This website is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract.

If there are any differences between the English and Chinese versions of this website, the English version will apply.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors before making a commitment to purchase a policy.

Please refer to factsheet, prospectus or fund summary for full details of the fees and expenses of the fund. For certain funds, “All-in-fee” is displayed as “Management fee” in the table above.

Information is correct as of [22/01/2020].