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Important Notice

Effective 04 Nov 2024, our Client Service Centre and Hotline operating hours will be changed to 9am to 5pm, Monday to Friday, excluding public holidays.  

View more
Important Notice

Our Client Service Centre and Hotline will close early at 1pm on Tuesday, 24 December 2024 for Christmas holidays. We apologise for the inconvenience and look forward to serving you when we resume normal operations on Thursday, 26 December 2024.

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Home is where your loved ones are & safeguarding it is of utmost importance.

Why should you get this plan?

Limited time offer.

Get covered today and enjoy 8% perpetual premium discount. T&Cs apply.

Receive additional cash rewards of up to S$9,000. T&Cs apply.

Home is where your loved ones are and safeguarding it is of utmost importance. That’s why we’ve designed ManuProtect Decreasing (ll) / ManuProtect Decreasing Lite (ll). A plan with decreasing coverage that allows you to choose your interest rate and policy term, ensuring that you're covered for what you really need. The plan can also pay of your mortgage in the event of death or terminal illness, protecting your loved ones when it’s most needed.

Choose a policy term that best matches your repayment plans

Choose from 1%, 2%, 3%, 4% or 5% to ensure your mortgage loan is adequately covered

Enjoy fixed and level premiums on the basic plan for your entire policy term

Be covered against death and terminal illness

Enjoy 5% discount for joint lives1 application

Get additional protection with riders for a total and permanent disability and critical illness

ManuProtect Decreasing Lite (II) is available for applicants aged 50 and below 

Footnotes

1. For joint lives applications, a premium discount will be applied to the basic plan throughout the policy premium term. This discount does not apply to any rider attached to the basic plan.

2. Please refer to product summary of the respective riders for details of coverage.

Important notes

ManuProtect Decreasing (II) / ManuProtect Decreasing Lite (II) and its supplementary benefits are underwritten by Manulife (Singapore) Pte Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors or visit any DBS/POSB Branch before making a commitment to purchase a policy.

Information is correct as of 16 August 2020.

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    Term Life

    Receive a lump sum payout upon death or terminal illness with this term insurance plan

    Term Life

    Lump sum payout upon death or terminal illness with this term

    Footnotes

    1. For joint lives applications, a premium discount will be applied to the basic plan throughout the policy premium term. This discount does not apply to any rider attached to the basic plan.

    2. Please refer to product summary of the respective riders for details.

    Important notes

    ManuProtect Decreasing, ManuProtect Decreasing Lite and its supplementary benefits are underwritten by Manulife (Singapore) Pte Ltd. (Reg. No. 198002116D). This advertisement has not been reviewed by the Monetary Authority of Singapore. Buying a life insurance policy is a long-term commitment. This policy has no cash value. Buying health insurance products that are unsuitable for you may affect your ability to finance your future healthcare needs. This brochure is for your information only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. You can find the full terms and conditions, details, and exclusions for the mentioned insurance product(s) in the policy contract. If there are any differences between the English and Chinese versions of this brochure, the English version will apply. This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the LIA or SDIC web-sites (www.lia.org.sg or www.sdic.org.sg).

    We recommend that you seek advice from a Manulife Financial Consultant or its Appointed Distributors or visit any DBS/POSB Branch before making a commitment to purchase a policy.  

    Information is correct as of 1 September 2019. 

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