This guide provides an overview of insurers' general underwriting principles and practices relating to the risk assessment of individuals for life insurance and health insurance coverage. The objective of the guide is to help consumers better understand how an insurer evaluates the application based on the disclosures made and medical evidence provided.
If you know of any deceased with unclaimed monies on their policies, or individuals whose policies have matured with outstanding monies due to them, you may contact our Client Services Team.
This guide aims to give you an idea of the practices used by the life insurance industry in Singapore. Life insurers, their representatives and representatives of financial advisers are operating with the stated guidelines, to ensure that the standard of practice within the industry is maintained for everyone concerned.
This guide aims to give you an idea of the practices used by the life insurance industry in Singapore. Life insurers, their representatives and representatives of financial advisers are operating with the stated guidelines, to ensure that the standard of practice within the industry is maintained for everyone concerned.
This guide describes the various types of life insurance products and distribution channels and provides general information about life insurance. It gives you the basic information you need so you can discuss your insurance needs with a financial adviser representative.
This guide describes the various types of life insurance products and distribution channels and provides general information about life insurance. It gives you the basic information you need so you can discuss your insurance needs with a financial adviser representative.
This guide aims to help you understand the a set of new information and reporting requirements for financial institutions known as the Common Reporting Standard ("CRS").
To help you understand our participating fund and how bonuses are determined, we are pleased to provide you with this supplementary guide. Please read in conjunction with "Your Guide to Participating Policy" published by the Life Insurance Association.
The Policy Owners' Protection ("PPF") Scheme protects policy owners in the event a life or general insurer which is a PPF Scheme member fails. The PPF Scheme provides 100% protection for the guaranteed benefits of your life insurance policies up to the applicable caps. PPF Scheme is administered by the Singapore Deposit Insurance Corporation ("SDIC").
The Policy Owners' Protection ("PPF") Scheme protects policy owners in the event a life or general insurer which is a PPF Scheme member fails. The PPF Scheme provides 100% protection for the guaranteed benefits of your life insurance policies up to the applicable caps. PPF Scheme is administered by the Singapore Deposit Insurance Corporation ("SDIC").
Your participating policy shares in the profits and losses of the Participating Fund ("Par Fund"). We are pleased to provide you with your Par Fund Statement for 2023. In this statement, we share with you important information about the Par Fund's performance in 2023. We also share our asset allocation strategy and our views on the future market outlook.