Actively plan and smooth your way to retirement

Challenge for Asian investors: Possible saving shortfall

Placing deposits and property investment are popular investment tools among Asian investors. Given low deposit rates, declining rental yields, and rising living costs, the chance of running out of money during retirement is increasing.

Low-or-negative real interest rates

Real interest rates (the interest rate afer inflation) in China, Hong Kong, Japan, and Vietnam are all below zero percent, which makes it impossible to generate income.

Lower rental yields

Rental yields in Singapore have fallen over the past five years, as property prices surged and rents declined.

Rents in Singapore have declined while property prices have risen

Important note:

The information provided on this website is for informational purposes only and is intended solely for use by Singapore residents and is not intended for distribution to, or use by, any person or entity in the United States, or any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject Manulife Investment Management (Singapore) Pte. Ltd. (Company Registration No. 200709952G), Manulife (Singapore) Pte. Ltd. (Company Registration No. 198002116D) and/or its affiliates (collectively hereafter "Manulife") or any of Manulife's products or services to any registration requirement within such jurisdiction or country. Nothing on this website shall be construed as financial advice or an offer, invitation, solicitation or recommendation by or on behalf of Manulife to any person to buy or sell any Fund and is no indication of trading intent in any Fund managed by Manulife. None of the information or analyses presented are intended to form the basis for any investment decision, and no specific recommendations are intended. This advertisement has not been reviewed by the Monetary Authority of Singapore.