Based on personal experiences, I have witnessed firsthand the deep repercussions of insufficient insurance coverage in the face of a loved one's passing. The resulting financial burdens, such as unpaid debts and medical expenses, often leave minimal resources available to support the education of their children.

With this awareness, I place paramount importance on highlighting the value of risk-sharing and diversification through insurance. Insurance serves as a tool not only for mitigating risk but also for maximising investment potential within the financial market. I firmly believe that while no one intends to fail, many individuals fall short due to inadequate planning.

Eddy

Representing Manulife (Singapore) Pte. Ltd.